The best Stripe competitors combine transparency, low processing fees, and excellent support for eCommerce. Shopify’s payments are facilitated through Stripe, so your payments might be on hold because Stripe changed their definition of what a “high-risk merchant” is — which they often do. Aside from EMB, Authorize. PaymentCloud: Best virtual terminal for high-risk businesses. We’re. Dedicated Account Manager. These risks include high chargeback rates, brand conflicts, and regulatory concerns. Track pre-order purchases and kick off marketing campaigns. 98% Approval Rating. Compatible with E-commerce portal and major payment gateways. they need to provide the general requirements that are listed below that will help merchant to prove that she/he is a legal resident of United States: Registered business name in U. Cons: $99 account setup fee, 3-year contract with an automatic renewal clause. Serious, profit-oriented businesses need to accept electronic payments, and signing up for a merchant account is. We can provide merchant accounts that are tailored to your specific high-risk product types. Net gateway also needs to connect with a high-risk merchant account on the back-end. Read our Review. Net payment gateway with GoDaddy too. PayOp is a payment aggregator for various business types. Load balance your MID’s depending on price points, volume, or the custom criteria of your choice. You are a mid- to high-volume seller (you process over $5,000/month) Your business is considered high risk. Visa, MasterCard, AMEX & Discover Card accepted from your customers. 4 High-risk friendly alternatives to Shopify Payments. S. What is a high-risk Authorize. Read our Review. The list of industries considered high risk is long and includes nutraceuticals, magazine subscription services, CBD, debt consolidation, multi-level marketing, travel, and many more. Next Day Funding for Visa / MasterCard. 2,379 Views 0 Likes Report. honor7777, you may want to contact High Risk Merchant Account LLC who specializes in high risk merchant accounts in the United States. Durango Merchant Services. , payment gateways specifically for gambling), or indirect. If you're looking for payment solutions that will positively impact your business, Zen Payments is ready to help. But for high-risk merchant accounts, Shopify may not be the best option for collecting payments. Adept Payments offers high-risk merchant accounts as well as accounts for low- and mid-risk merchants. low-risk merchant accounts have become an essential topic as various factors can determine your risk level as a. Post ReplyShopify POS has everything you need to sell in person, backed by everything you need to sell online. Merchant account fees. PSPs aggregate all their. 3% of total transaction cost and 8¢ per transaction for in-person payments and interchange. Apply now today and get pre-approved in minutes. Stripe: Best for omnichannel businesses. Cardpay Solutions makes accepting. A high risk business doesn't necessarily mean that you have a high chargeback rate itself, but that historically speaking the nature of the business itself does. - Applying for multiple merchant accounts can be seen as a risk and may cause decline - Be honest with merchant account providers upfront. Shopify and high-risk. Level 3 processing is easy with the PayKings high risk payment gateway. In many cases merchant credit card services can be obtained from us for a surprisingly small amount. As a high-risk merchant, you should probably just stay clear of Shopify’s standard, out-of-the-box, credit card processor. A high-risk merchant account will accept the risk and allow you to process. First of all, when you are in your Shopify admin, navigate to the Orders. Some of the best high-risk payment gateway on Shopify. A high-risk merchant account is a type of bank account designed for businesses considered high-risk by financial institutions. Yes, even if you’re selling bongs, glassware, grinders, CBD, premium cigars, tactical products, or other high-risk products, you can use Authorize. This needs to be resolved right away and I need answers. Agree to a merchant account reserve . High Risk Payment Gateway. Learn how to manage fraud, chargebacks, and more with ease. Try Shopify free for 3 days, no credit card required. The first step is to select an extremely risk-free merchant account service provider. apoorvjoshi 31,267 Views 0 Likes Report. The best high risk Shopify merchant. The reason for this is that this equitable new industry is susceptible to card fraud and chargebacks, which could ruin your business in just a few days. European Merchant Services (UK) Limited offers a range of services that support businesses to grow and succeed in an ever-changing world, especially as we all are starting to emerge from the pandemic. As for the cost of payment processing on this device, that depends on your Shopify plan. The provider may approve riskier applications but at a higher fee. Then Connect or Create a new TikTok Ads Manager account. 1. - Accepts wide variety of high risk industries. The Shopify Payments Service. . Net with Shopify. 6. The platform allows for seamless integration with various high-risk merchant accounts through the Authorize. High Risk Merchant Services is a merchant account that enables businesses in the high-risk category to accept credit and debit card payments from customers. Square Invoices: Best for new small businesses. Select Bank Account and enter your information. Both WooCommerce and WordPress are built on an open-source foundation. Once it’s combined with a cigar-friendly merchant account, you can safely accept payments and even process recurring billing subscriptions if you run a cigar of the month club. Find out the reason for the shutdown. 30 per transaction, although that fee can vary (depending on business size, risk profile, and program options). There are several factors that can trigger. $15 monthly fee ($12 for nonprofits) Interchange + 0. Accept all major credit cards including Visa, MasterCard, American Express, Discover, JCB, and Diners Club. The provider may approve riskier applications but at a higher fee. High Risk Payment Gateways. While the Shopify Payments processing service is included for free with your Shopify account, Shopify itself requires a monthly subscription fee. Fulfilling high risk orders can result in a higher number of chargebacks and that can result in disabling payment processing and removal from Shopify Payments. A high risk merchant account is a type of payment processing account for unique businesses. Merchants using Stripe can accept a variety of payment options, including: credit cards, wallets, and international currencies, both online and in-person. Some Related Blogs So the USA currently seems like the most difficult place for a high risk merchant to obtain an account. It’s probably the “best of the best” for high-risk. Stripe. Fast Approvals. Square. E cigs provide many of the same effects of nicotine without creating smoke, rather emitting water vapor. High-Risk Merchant Accounts and Gateways. not. The 6 Best Credit Repair Merchant Accounts. High Risk Merchant Account Shopify . Visit Site. 7% for in-person transactions. A merchant account is a special type of bank account that makes it possible for businesses to accept multiple payment types. , including those in the CBD industry. Also known as payment fraud, it’s a criminal act in which scammers steal money from either the customer, the merchant, or both. This payment service provider makes high-risk merchant accounts accessible to. The high-risk merchants always have difficulties in their accounts such as: The high-risk businesses will hard to place; It is a high cost for the payment service processors especially when you are newcomers; The processors will be cautious in providing the merchant’s accounts. Merchant services should support your business, not drain it with excessive fees. Resources. The company has a positive reputation for transparent customer service and reliable support. Stores that use most third-party payment processors and are on the Shopify, Advanced Shopify, or Shopify Plus plan. Durango Merchant Services. First, however, you need to make sure your gateway connects to a high-risk merchant. Three months of financial records. New Business Start-up Companies Approved. A high-volume merchant account is a merchant account that is specifically geared towards merchants who have a higher than normal volume. Shopify as a high risk payment processor. Level 2 processing is built-in, with no additional monthly fees. 1. ) When evaluating a high-risk business, merchant service providers must review the merchant application, conduct a thorough risk assessment, and check the business owner’s credit score. With new technology and innovations in the banking sector, the credit card industry has seen unprecedented growth in recent years. donnanobugs. . Here are the best alternatives to Stripe from providers like Square, Helcim, and Treati. Shopify doesn’t offer high risk payment processing directly, but it does integrate with third-party companies that can provide you the solutions you need. To add or edit your bank account for billing purposes, go to Finances > Billing. Worldwide vaping sales reached $15. HRMA-LLC's High Risk Payment Gateway will conveniently integrate with your Shopify Store and bank approval should be a snap. The merchant account provider will approve your application if you fall into its low-risk category. The application process for high-risk payment processing can be time-consuming and require extra effort. Stripe is considered both a powerful and popular Shopify payment gateway that allows merchants to take credit card payments. Though only one factor likely will not get a merchant classified as high risk, a combination of. A high risk business doesn't necessarily mean that you have a high chargeback rate itself, but that historically speaking the nature of the business itself does. The Best Payment Gateways of 2023. Our merchant accounts work with all the top gateway providers and we can help you get payment processing fully integrated with high-risk payment processing – even if you have been. A user-friendly tool, Stripe is able to integrate with. - Tasker Payment Gateways LLC offers one-on-one advice and careful setup to ensure that online businesses avoid frozen deposits and credit card processing shutdowns. The 7 Best High-Risk Merchant Account Providers. Amazon Pay. Scroll down to the Theme Library section; click on Add Theme, then Visit Theme Store . High Risk Merchant Account Specialists - From small businesses to Fortune 500 enterprises, organizations nationwide have trusted us to handle their high risk merchant accounts. If you’re a high risk company, you require a custom merchant account to sell goods or services on Shopify. HRMA-LLC offers a High Risk Shopify Merchant Account with compatible high-risk Shopify Gateways. A competitive payment processing fee for a standard retail small-business account might be 2. Payline Data: Best for subscription-based businesses. Fraud analysis Shopify’s fraud analysis helps you identify orders that could be fraudulent. Make sure your billing statement text is easily recognizable to your customers. Should fraud occur, Signifyd has a financial guarantee. As you’ve probably realized by now, opening an adult merchant account can be a grueling task – even when compared to other high risk industries. With an aggregate high risk merchant account, the funds from a transaction are sent out to the processor, like Shopify. Get started right now by contacting us online or giving our merchant services specialists a call at 844-661-0725. That means PayKings will service companies in industries that many other payment services shy away from. Businesses operating in financially risky industries, such as the gambling, adult entertainment, cannabis, and international shipping industries, may be prone to high chargeback rates and labeled as high-risk businesses by card processors and financial. Posted on February 20, 2018 May 12, 2023 by merchants. Verifone (formerly 2Checkout) If you searched for “payment gateway” or “payment processor” on Shopify’s App Store, you’d be hit with a whopping 100+ payment solutions to choose from. For high risk businesses, it can take up to 14 days to receive payment. National ACH specializes in offering high-risk merchant accounts to process ACH, e-checks, debit cards, and credit cards. High risk merchants who choose to process with instant approval companies may have their account shut down which can lead to lost revenue. Compare the top merchant account providers and see which one could be best or your business. Shopify, the aggregate high risk merchant account processor. PayOp. Fortunately, at Shark Processing, we specialize in high-risk payments and can assist you in opening a high-risk merchant. 6. Accept card payments with a merchant account (or Shopify Payments)Among the dozens of high-risk providers on the market that accept e-cigarette/vape merchants, we selected the following companies for their honest sales practices, reasonable prices, and excellent customer support. Learn More . Level 3 processing is easy with the PayKings high risk payment gateway. Don’t get us wrong, Shopify Payments is an excellent payment processor. The charging dock will cost you an additional $40. Getting the right Shopify-friendly high-risk payment processor can be simple. 6% plus 10 cents, while the fee for a high-risk account might be 2. 1 News, regulations, and updates for CBD businesses: 3. We sell supplements and the traditional payment processors won’t approve us. And then are deposited into the merchant’s checking account. If you still have questions regarding what we can do for you, give us a call at 1-888-548-5649 so you can converse with one of our merchant account managers. MOTO (phone / mail),. GoCardless: Best for only ACH payments. Shopify’s high-risk payment processors include those that are willing to support businesses operating in industries usually deemed high-risk. Square Banking: Best Business Bank For Instant Access To Funds. Businesses that sell certain types of goods are classed as high-risk due to the nature of their products. Accepts domestic & international cannabis merchants. Host Merchant Services: Specialized account support for multiple collection agency types. QuickBooks Payments integrates with Shopify, Amazon, eBay, WooCommerce, Adobe Commerce. Do your research to find providers that offer high-risk merchant accounts, this ensures that you’ll be protected when you start selling CBD. We can provide merchant accounts that are tailored to your specific high-risk product types. Here are the best credit repair merchant accounts from providers like Soar Payments, Host Merchant Services, PayKings. In some cases, Stripe holds funds up to 180 days with weekly emails coming in stating, “Stripe is holding your funds for 90 days. Also, note that BAMS does not appear to accept high-risk merchants. Some providers offer processing fee discounts for high-volume businesses. Learn how you can still integrate NMI with Shopify. Some providers offer processing fee discounts for high-volume businesses. Many merchants have experienced this and filed corresponding complaints. CBD is categorized as high risk because of the above mentioned legal stipulations, additionally, banks who support your account don’t want to have the risk of bad brand association when it comes to products in this vertical. A dedicated high risk merchant account is an account where the business has its own merchant ID. Bitcoin merchants are considered to have a high risk. Host Merchant Services. From high-risk merchant accounts to payment gateways, we will help you get the stability and reassurance you need to grow your business and get the most. S. com is a merchant account provider that is one of the top payment processors for high-risk e-commerce business types. Corepay's emphasis on eCommerce makes it a particularly good choice for online-only businesses. 30 for online transactions and a straight 2. By entering your email, you agree to receive marketing emails from Shopify. BankCardUSA reached out to work with us but the whole process is a drag like pulling teeth to get a response out of them, which is strange, given they reached out to us. . NMI discontinued by Shopify in 2018. But for high-risk merchant accounts, Shopify may not be the best option for collecting payments. A high-risk merchant account can help businesses that are considered high risk to accept payments smoothly and securely. Get access to deeply-discounted interchange rates to keep your payment processing costs as low as possible. or at least merchant registered its. Shopify POS has everything you need to sell in person, backed by everything you need to sell online. We don’t discriminate. Monthly fee: $10 to $45. Merchant account fees. BankCardUSA reached out to work with us but the whole process is a drag like pulling teeth to get a response out of them, which is strange, given they reached out to us. However, many high-risk merchants have struggled to find a payment processor that will work with Shopify, due to the platform’s strict policies on high-risk businesses. They are custom suited for businesses that have higher risks associated with them. We offer custom-tailored solutions to merchants in the CBD oil industry that need a payment gateway for selling their CBD products in an online market. The best credit repair merchant accounts are able to accommodate high-risk transactions at a fair price with reasonable contract terms. A Shopify order can be defined as high-risk if any of the transaction (via transaction monitoring tools) or user data raises red flags. Click on the “account” buttons if you want to start filling out a free application. The underwriting process for a CBD merchant account varies slightly from that of a low-risk merchant account. The easiest way to do so is by using a payment service provider (PSP), which is an easier alternative to traditional merchant account providers. The provider may approve riskier applications but at a higher fee. #1: Selling High-risk Products. This includes “high-risk” online industries such as CBD and Kratom businesses. If an eCommerce merchant sells products that Shopify considers high-risk or that violate Shopify's Acceptable Use Policy, their Shopify Payments account may be suspended. Drawbacks of High-Risk Merchant Accounts. High-risk specialist with anti-fraud and anti-chargeback protections. Use fraud analysis to help decide which orders. Online payment gateways are cloud-based software while in person retail gateway's are often included in POS systems. The term payment gateway refers to software that interfaces with your shopping cart and a merchant account is a banking relationship that connects to that payment gateway and processes. Cancellation fees are waived. Luckily, there are several high risk. You can contact us on our website, or you can always give us a call at 1-800-570-1347. 10 Simple Account Security Tips Every Merchant Should Know (2023) If you’re someone who locks your door and then double-checks it before leaving home,. A little more than six months ago, thousands of CBD websites on WooCommerce, Wix, Weebly, Shopify, and Squarespace, among others, were dropped by Elavon and left without a way. The proper merchant account allows your business to function properly and keeps your assets safe. Our dedicated experts spend hours researching high. While it was safe to say cash was king in times past, the tide is changing. Is there any information anyone can provide for me. Obtaining a high risk merchant account is easy with High Risk Buddy. A Bitcoin merchant account can be customized to satisfy the needs of a specific enterprise. Square: Best overall. S. For high-risk merchants, the need to find a vendor who can work with third-party vendors has never been higher. If you use another payment processor, Shopify charges a 2% Shopify transaction fee. Everyday basic payment facilitators and companies like Stripe, PayPal, Square, Shopify, etc. They have had to use either direct providers, horizontal industry gateways that have been open to serving high-risk merchants and high-risk specific gateways (e. Here are four of the best providers of eCommerce merchant accounts, including Square, Stripe, and Payment Cloud. Go to the top. Merchant accounts are important for businesses that accept credit card payments. 3. Net or NMI payment gateways; Seamless Shopify integration; Offshore merchant accounts available2. As a high-risk business, this is particularly important. With high-risk merchant accounts from third-party providers, you can scale your business appropriately and provide service that’s only as limited as you make it. It offers several features, including automatic shipping and tax calculation, and makes it possible for you. 21 hours ago · Bloomberg Markets: The Close 11/24/2023. 4% for mid-risk transactions. In terms of pricing, Square has the edge over Shopify under most scenarios. Merchant Scout has over 12 years of experience in delivering high-risk merchant accounts across Europe, the UK, and worldwide. Worldpay is a unique Shopify payment gateway best-known for offering a range of secure payment services to companies of all sizes. Some companies specialize in high-risk merchant accounts. It is important to select a reliable company like Merchant Stronghold, which has close relationships with bank sponsors and will provide you with payment processing. By entering your email, you agree to receive marketing emails from Shopify. Some providers offer processing fee discounts for high-volume businesses. Application – Apply to receive a payment processing account. Step 1: Apply for a CBD Merchant Account. High-risk payment gateways: Payment gateways are tools that facilitate credit card transactions. 3) Travel Merchants. High-Risk Merchant Accounts For Shopify: What You Need to Know . Here’s a rundown of merchant services. Do I need a merchant account with Authorize. Investigate the Case - When you receive a high risk order, open the order and go to the order fraud analysis. Our aim is always to provide clients with a low cost credit card processing product that meets their needs. high risk merchant account shopify Published on: May 9 2023 by pipiads - Are you a high risk merchant looking for a good payment processor? - We've got you. Follow these general steps to prevent chargebacks and time-wasting inquiries: Make sure the pictures and descriptions of your products or services are clear and accurate. This has led to more vape shops and online vape shops while increasing the need for ecommerce merchant accounts. If you operate a high-risk business per Shopify’s terms and conditions, you. With an aggregate high risk merchant account, the funds from a transaction are sent to the account provider, like Shopify, and then are deposited into the merchant’s bank account. Here is the profile of six of the best high-risk payment processors in the eCommerce industry today. Some providers offer processing fee discounts for high-volume businesses. PaymentCloud as a Shopify High-Risk Payment Processor. Net account” refers to an Authorize. To lower risk, the merchant account provider may seek address verification. We make High Risk Easy. Online payment processors fall into two categories: With direct processors (a. Rely on the Instabill team to get you a high. In response to IntegrityPayJD. Net accounts and NMI payment. Many companies operating on the hemp platform also need specialized high risk merchant accounts. Recurring Billing. This offer does not apply to high risk merchant types or merchants with poor credit. Shopify. Additionally, if you are facing some issues in regards to the information mentioned-above then all you have to do is give us a call at the toll-free number +1(727) 330 – 3944. Each Certified Payment Specialists have “been there and done that” hundreds - or thousands of times. If you are a vaping merchant, you will need a. Net – do’s and don’ts. 08 per in-person transaction & int. If you use Shopify Payments, the credit card rate is 2. Subscription APIs. It's most likely that your contract will come with higher rates, a higher rolling reserve, and a longer payout delay. Lastly, I recommend checking out our list of available payment gateways in. Net connects to is also high-risk too, though. PayPal: Best. The merchant account provider will approve your application if you fall into its low-risk category. : The merchant account applicant must be legally incorporated in the U. This compliance extends by default to all stores powered by Shopify. 0. 3 Cigars online: How to set up a payment gateway and. This will allow you to access all your business accounts in one place. These processors manage transactions for companies that may face higher levels of chargebacks or fraud. 3. Square: Best for mobile transactions. Opening accounts specifically made for eCommerce allows merchants to run their business with peace of mind. Shopify hopes to prevent these chargebacks with its new Shopify Fraud Protect solution (currently with just a limited rollout). Some storefront and MOTO businesses use payment. Sign up. Zero Fee Program; Chargeback Program; High Risk Merchant Account; ACH Processing; Shopify and POS Integrations; E-Commerce Payment Solutions; POS-Retail-In Store Payments Services;Durango Merchant Services is different. Luckily Shopify has an excellent in-built fraud detection system that ranks orders as low, medium, and high risk. 75-$1. Hmmmm i wonder if my cryptocurrency section is the problem. 3. 1. The key distinction in between a devoted account and an. If a business is deemed high risk, the vendor might. Shopify high-risk processing and Authorize. Automate your product review process. Net account to your tactical Shopify, WordPress, Wix, Squarespace, or Weebly site. Coinbase Commerce: Best For Integrations. 3. PayPal. While the coverage is limited, built-in protection from companies like Shopify is usually the most convenient form of chargeback protection for merchants. - Explanation of high risk merchant accounts - 10 key components to consider when applying for a high risk merchant account. No matter the type of business or industry, our cutting-edge credit card processing solutions ensure you will have the most up-to-date technology and solutions for your customers. Application Cost: 0 USD. Many of its features are identical to a regular merchant account. In this article, we’ll take you through some of the best CBD merchant account providers for Shopify and provide other helpful information to help you conduct your business and accept credit card payments seamlessly. No. Based in Los Angeles, California, eMerchantBroker. In addition to the application, you will need to submit the following: Merchant account documentation. High-Risk Merchant Accounts. Claim your card reader. For starters, they provide a higher level of. PaymentCloud offers high-risk merchants a payment processing system with custom payment solutions. The merchant account provider will approve your application if you fall into its low-risk category. Create a new or connect an existing TikTok For Business account. Remember, you will need a high-risk payment gateway/merchant account combo to make any of these solutions work – we can help. We’ll make. Unfortunately, CBD’s legal standing and regulatory requirements give CBD businesses a high-risk categorization, limiting the capability of CBD merchants to. January 12, 2022. Hide and republish products based on inventory level. 13 Tips To Guard Your Business Against Chargeback. The good news is that WooCommerce is a great open-source platform that integrates perfectly with Tower Payment’s high-risk credit card processing for adult toys. The provider may approve riskier applications but at a higher fee. We have more than a decade of experience assisting Shopify website owners with high-risk credit card processing. Do you think removing. PayPal. HRMA-LLC offers a High Risk Shopify Merchant Account with compatible high-risk Shopify Gateways. The Basic Shopify Plan costs $39/month ($29/month if paid annually) and includes an online store. High-risk payment gateways that work with not only Shopify, WooCommerce, BigCommerce, and PrestaShop, but also Wix, Weebly, GoDaddy, and Squarespace – including high-risk Authorize. What Merchant Accounts Does Shopify Classify as High-Risk? A merchant account is basically a type of business bank that allows online businesses to accept and process credit card and debit card transactions virtually or in person. a. High-risk businesses typically operate in industries that are prone to chargebacks, fraud, and legal and regulatory complications, such as online gambling, adult entertainment, nutraceuticals, and e. Reply. Search for: Home. Shopify Balance is a free money management account built into your store’s admin. Best for chargeback monitoring: SMB Global. Added Fees: Merchants offering Affirm to customers are charged a merchant discount rate plus transaction fees. High-risk merchant accounts offer a range of benefits to merchants who use Shopify as their platform of choice. This is where they get their. If you’re a merchant on Shopify or thinking about starting an online store with them, you’ll be pleased to know Shopify offers fraud analysis tools that help ecommerce businesses spot red flags. Net is merely software, not credit card processing. The Shopify Payments credit card processing service is currently unavailable for CBD sales. The two companies ahead of Shopify are Woocommerce and Squarespace. Shopify considers a business high-risk if it operates in a high-risk industry or has a higher likelihood of chargebacks, fraud, or other financial risks. With our kratom credit card processing solution, it’s finally possible to accept payments for kratom vendors and cbd with a domestic U. These sales can be both onsite and online and the purchase will have been made using a credit card or electronic commerce. Your Shopify based store is open for business, you photographed your merchandise, wrote the marketing copy, designed the website, learned the advanced technology. ccNetPay’s primary focus is arranging merchant accounts with the acquiring banks in EU, US and Asia. On monthly loans, the APR is 0–36%. I emailed back right away and its been 24 hours and still no reply. With its bespoke approach to credit card processing, Corepay can offer specialized services to many high-risk businesses that might otherwise struggle to get approved for an account at all. 1. With a dedicated high risk merchant account, transactions between the merchant and the customer are deposited directly into the business bank account. High risk payment processor. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online. . Net. Merchant account fees. Chase Paymentech is the recommended merchant account, while First Data is not recommended for high volume. Business category or industry type - Categorization and placement into a risk-associated bucket - Prohibited and elevated risk categories. How to apply for a CBD merchant Account To get a Shopify CBD account, you’ll have to go through three. Some high risk credit card processing specialists have started to offer workarounds that enable merchants to accept credit cards through domestic merchant accounts. Net account can be a fantastic pipe and glass site builder. Net. It may not be the the wording itself though and it could be the actual product, regardless of it's name.